Name: Earlytrade + Spectrum
Brand: Earlytrade

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Product Overview

Earlytrade automates and scales early payment negotiation between general contractors and their trade partners. Trade partners choose if and when to participate, and at what discount rate. GCs pay their trade partners through their existing payment process, just earlier in exchange for a discount. This is not invoice factoring, supply chain financing, or a blanket opt-in. It's a smarter approach to dynamic discounting.

Features

Seamless Integration with Spectrum
Earlytrade retrieves approved subcontractor invoices from Spectrum and displays them in our portal, allowing subcontractors to view upcoming payments and optionally offer early payment discounts.
Flexibility for Trade Partners
Earlytrade’s subcontractor summary screen enables subcontractors to submit an early payment request and review the terms.
Invoice Visibility
The subcontractor’s invoice view provides a general overview of invoices pulled from the GC’s system.
Automatic Updates
Earlytrade automatically applies the early payment discount and updates the due date upon offer acceptance, ensuring discounted invoices flow seamlessly into your existing pay run.