Payra adds online card and ACH payment capture directly to your existing Spectrum invoice or work orders — no format changes required. Customers get the same invoice they're used to, now with a pay button.

Customers can pay open invoices, view statements, manage lien waivers, and store payment on file without picking up the phone. You get paid faster. They get a better experience.

Accelerate your collections with branded reminder sequences that can be customized by client and trigger directly from your AR aging or before a tech reaches a job site. Reminders escalate as invoices age, go out via email or SMS on your schedule, and include a payment link — so nothing falls through the cracks.

Payra brings revenue intelligence to the back half of the revenue cycle: getting paid. By sitting natively on top of a customer’s ERP, Payra captures every invoice, payment, and collection touchpoint and turns that activity into a live picture of cash flow. Teams can see which accounts are slipping into past-due, which customers pay fastest by card or ACH, and where days sales outstanding is trending, so they can act before revenue that’s already been earned turns into cash that never arrives.

Payra's virtual and physical terminals let you take payments anywhere — over the phone, in person, or on delivery — and automatically apply them to the right invoice or order. Eliminate manual reconciliation and keep your books accurate without the extra steps.

Custom collection sequences for every customer, triggered automatically from your AR aging. Branded reminders go out on schedule, escalate as invoices age, and include links for payment. Nothing falls through the cracks.